Give your loved ones peace of mind
Have you started to think about planning for your funeral? Are you confused by all the options available to you and worried about how you will pay for your funeral in the future?
We are here to help guide you through your funeral planning. We use our experience and knowledge to help you create and budget for your funeral so you can carry on enjoying life.
protect your family’s future
Why consider a funeral plan?
As we get older our thoughts inevitably turn to our funeral and how we will finance it. It is likely that you have already had to deal with the death of a loved one and understand first hand the stress involved. With funeral costs rising in excess of the annual rate of inflation budgeting for your funeral can be a sensible move. Putting a plan in place now means you can rest easy knowing that everything is taken care of.
However, knowing you want to plan your funeral and knowing where to start are two different things! There are so many funeral options available with varying costs. Every funeral has several elements that need to be considered, even past the obvious decisions such as whether to have a burial or a cremation. It is difficult to know how much you need to cover the costs of the funeral and how best to plan adequately for the future.
The Rising Costs of Funerals
This graph, from the “Sun Life Cost of Dying Report 2018”, not only highlights both the increase in average funeral planning costs to date, but also the projected costs in the future. Highlighted in red, is the cost of our current Pearl Plan, priced lower than the average 5 years ago!
Transparent and flexible
Our Funeral Plans
Our funeral plans have a clear pricing structure and the flexibility to suit your needs. To protect you against the rising costs of funerals all our plans have the guarantee that however long you live or however much funeral directors’ fees may rise, when you pass away your loved ones will not have anything further to pay for these services. There is no “one size fits all” approach. Through our meetings with you we can get to the heart of your wishes and make sure that they are fulfilled.
The ‘Pearl’ plan is ideal for those who want a relatively simple funeral, but one that gives loved ones the reassurance of a traditional, dignified ceremony with no compromise on the expected levels of care and attention.
The Sapphire is our most popular plan. It features all the same elements as the Pearl, but also provides a limousine to transport your loved ones to the ceremony.
The Ruby is our most comprehensive package. With its provision of a higher-specification oak-effect, veneered coffin, and two following limousines, it is particularly well suited to those with large families, or who favour the idea of a more lavish farewell.
The Topaz is ideal for those whose budget is limited – or who perhaps have funeral insurance in place that, in terms of the sum assured by the policy, will only be adequate to cover part of the full cost of their funeral.
what you need to know
Frequently Asked Questions
What happens if Safe Hands ceases to trade?
The money paid into your plan is held in a trust entirely independant of the Company. In the highly unlikely event that Safe Hands Funeral Plans goes into liquidation, because the trust fund is not an asset of the Company your investments will remain secure and ringfenced to provide the funeral you have bought and paid for.
Do I have to pass a medical to purchase a plan?
No, you are not required to pass a medical. Once a plan has been paid for in it’s entirety it is effective immediately. There are also no upper age restrictions. However if you pass away before the plan has been paid for, your loved ones will be required to pay the outstanding balance.
What if the funeral director allocated to my plan goes out of business?
You can request a particular funeral director or one will be allocated to you based on location. If the Funeral Director ceased to trade you will simply be allocated a new one.
How do your funeral plans work ?
Money that you pay in is invested in a ring fenced trust fund. The investment of the trust find is managed by UBS. Through the investment of the trust fund, the monies grow in value over the course of your lifetime. When you die monies sufficient to cover the funeral directors fees and services and any 3rd party fees, if applicable, will be released from the fund and paid to the designated funeral director to carry out the funeral.
Book an appointment
We find the best way to help you is to arrange to meet you to discuss your options. Based in Thornbury we cover the whole of the Bristol BS postcodes and Southern GL postcodes of Gloucestershire. Fill in the form below to organise an appointment with one of our consultants.
About Integrity Funeral Planning
Integrity Funeral Planning was founded by Nigel Clark. Nigel works in partnership with Safe Hands Funeral Plans to bring you affordable and trusted funeral planning. With a strong background in financial services, he has the knowledge and experience to help you.